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Sahr Daniel's Group
In this Group: Sahr Daniel , David F. , Ballay , Hawa Sia , Sahr E. , Rosline M.
Salone Microfinance Trust (SMT), a partner of based in Makeni, Northern Sierra Leone, is very pleased to present to you this group of teachers from Koidu, a city in eastern Sierra Leone. They want a loan of 7,200,000 Sierra Leonean leones (SLL) in order to solve their immediate financial problems. At the end of each month, they will repay the loan using their monthly salaries. Their school’s bursar is directly responsible for doing the repayment on their behalf.

Sahr is the leader of this group of teachers. Sahr is 41 years old. He is a native of Njaiama Nimikoro, in Eastern Sierra Leone. He is married and has one child who is attending primary school. Sahr has been in the teaching profession for 21 years now. He has requested this loan in order to buy household equipment and invest the rest in his business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,376.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Sahr Daniel's Group's $1,650 loan helped a member to buy household equipment and invest the rest in his business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 10, 2011
Nov 19, 2011
Currency Exchange Loss:
Oct 18, 2012