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Tonggara Grace Group
In this Group: Katarina, Lucia, Muji, Zendi, Aenah
Katarina is 35 years old and married with one child. She is pictured standing in the middle of the photo wearing a red shirt. She has been selling drinks and phone minute refills for two years in front of her house. The sales are going well and she enjoys running the kiosk because it has taught her a lot about business. She is still trying learn the best way to grow her business and increase her income. She is thinking about moving to a better location in the future. Her husband is an electrician, and together they have enough income to support the daily needs of the family and the preschool fees for their child. This is her first loan with VisionFund Indonesia and she plans to use it to buy more drinks and mobile phone minute refills to sell and hopefully help grow her business.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 64
    View loans »
    Indonesia Loans Fundraising
  • $6,256,325
    Funds lent in using Kiva
  • 8,945.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Tonggara Grace Group's $575 loan helped a member to pay for more drinks and mobile phone minute refills to sell in her kiosk.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Nov 8, 2011
Dec 1, 2011
Currency Exchange Loss:
Nov 16, 2012