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Jovie is engaged in vending chicharon (fried pork skin) in her village. She is requesting a loan of PHP11,000 to be able to have additional capital to increase her daily income. She has been in the business for 23 years and she hopes that it will become better so that her income will increase.

Through the aid of a motorcycle, she is able to deliver her chicharon to some stores in their village and sometimes to nearby villages. According to Jovie, she has to perform her obligation as a good mother to her children by providing them with support for their education so that they have the opportunity for a better future.

Jovie is 35 years old and is married to Jofel . They are living in Barangay San Manuel province of Isabela, and they are blessed with four children. Through the help of her brother-in-law, they were able to start their business. She hopes that someday, with the help of the loan, the business will expand and will help increase her family’s standard of living.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 338
    View loans »
    Philippines Loans Fundraising
  • $65,975,825
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Jovie to buy skin of pork and cow for making chicharon for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 21, 2011
Nov 18, 2011
Currency Exchange Loss:
May 21, 2012