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Mónica sells food. She’s the sister of a longstanding agency client; her sister is very punctual and responsible.

Mónica had always acted as loan guarantor but now wants to take out a loan. She has sold food in a stand for several years now. Her stand is located in the Tejada Sorsano zone and she rents it. She now wants to acquire the stand through the ‘anticrético’ modality [a transaction not available in the U.S. whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner loses the property to you] and this is why she’s requesting the loan. Her wish is to someday be able to buy the stand.

She has a 17-year-old daughter going to high school and she is currently separated. She raises her daughter by herself and feels happy for the opportunity she’s been given through the granted loan.
View original language description ↓
la señora Mónica se dedica a la venta de comida, es hermana de una cliente antigua de la agencia, su hermana es muy puntual y responsable, la señora Mónica siempre fue garante pero ahora se decidió a sacar un crédito, la señora Mónica se dedica a la venta de comida en un anaquel hace ya varios años, su puesto esta ubicado en la zona Tejada Sorsano, su puesto esta alquilado y la señora quiere agarrar el puesto en anticrético por este motivo solicito el crédito para el anticrético de su puesto de venta, su deseo es poder algún día comprarse ese puesto de venta, la señora tiene una hija que tiene 17 años ella esta estudiando en colegio, la señora esta actualmente separada, sola saca adelante a su hija y se siente feliz por la oportunidad que se le brindo en la otorgación del crédito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 119
    View loans »
    Bolivia Loans Fundraising
  • $36,706,225
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Monica to pay rental contract for her stand.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2011
Nov 15, 2011
Currency Exchange Loss:
Mar 15, 2013