A loan of $3,425 helped a member to buy perfume, cream, cosmetics, and costume jewelry.


Los Andes (Portoviejo) Group's story

Los Andes Communal Bank is made up of 13 women and 2 men. They meet every two weeks in an area of the city of Portoviejo known as El Guabito, a place of hard-working, peaceful people dedicated to their families. This is a group of people who decided to get together and form this communal bank that is going to be useful to them, since with the loans they can improve their small businesses. They work in various activities such as business, service, food sales, and others.

Gloria lives in this place. She is 37 years old and has a common-law relationship from which she has three children, ages 16, 13, and 10. All of them still live at home even though the oldest daughter is engaged; the younger ones are in high school and elementary school. Her husband is a security guard.

She works selling Avon and Yanbal products (beauty products, cosmetics, perfume, and women's accessories) to have her own resources and with them help her husband. She works every day for three or four hours, leaving the products on credit and collecting the payments every weekend. She has been selling these products for five years and what she sells most are the perfumes, since they are very good.

This loan is to buy perfume, cream, cosmetics, and costume jewelry. This is her first cycle in the communal bank. She is the president of the group and she hopes to perform, to continue receiving loans and the benefits that the foundation offers.

Her dream is to have a big store downtown in the city.

Danny and Mayra are missing from the photo since they were at work when it was taken. There are two children of two of the women in the picture.

In this group: Gloria Floridalba, Mayra Gabriela*, Amada Maricela, Carmen María, Katherine Lissette, Danny Marcelo*, Mary Araceli, Karina Patricia, Mildre Yajaira, Silvia Leonor, Mariela Elizabeth, Hugo Andres, Janeth Lisseth, Angela Trinidad, Sonia Yadira
*not pictured

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Translated from Spanish by Kiva volunteer Catharine Wall


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