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03.1.15 Quảng Hưng Thanh Hoa Group
In this Group: Đằm, Bình, Hà
Đằm operates a food stall selling beverages. She is requesting a loan to purchase materials to maintain the refeshment bar (small bar with coffee, tea, soft drink, fast food…). Đằm has been involved in this business for 5 years.

Đằm is 49-years-old, is single and lives with no dependents in Thanh Hoa city, a urban town in Thanh Hoa province

She is the leader of a 3-member group, the 15 Quảng Hưng solidarity group.

In 2007, Đằm joined Thanh Hoa Fund for Poor Women to improve her business. Đằm has successfully repaid 6 loans from Thanh Hoa Fund for Poor Women.

The main harship that Đằm faces in her business is the lack of capital.

With her business profit, Đằm hopes to build a new house and for her business to do well.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 72
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 21,005.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 03.1.15 Quảng Hưng Thanh Hoa Group's $1,150 loan helped a member to purchase materials to maintain the refeshment bar.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Nov 13, 2011
Nov 17, 2011
Currency Exchange Loss:
Aug 17, 2013