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Kalsoom's Group
In this Group: Kalsoom, Nasreen, Sajida , Fouzia, Nabeela
Kalsoom is a housewife who spends her time staying at home and doing her household responsibilities. She is very helpful and has applied for a loan from Kiva partner Asasah for her husband who is a hairdresser and operates his barber shop in the market.

With the loan he will buy scissors, shaving creams, and hair products such as shampoos to improve the quality of his services and increase his income. He has a vast experience in his field of work, and Kalsoom is very confident that an investment will help him make more profits from his business.

Kalsoom is the mother of five children: one of them works while the others are getting their education by attending the local school.

She is a new loan applicant of Asasah.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $17,412,300
    Funds lent in using Kiva
  • 86.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalsoom's Group's $1,000 loan helped a member to buy scissors, shaving creams, and hair products such as shampoos for her husband's barber shop business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 11, 2011
Nov 17, 2011
Currency Exchange Loss:
Nov 15, 2012