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Kamwokya B Group
In this Group: Harriet, Florence, Esther, Scovia
Harriet N. is a 37-year-old mother of five children in Kamuli, Uganda. She earns a living raising and selling poultry, making about $10,000 Ugandan shillings (the equivalent of $9 U.S. dollars) each week. In order to meet her basic needs, including maintaining her home and care for her children, Harriet hopes to start a wholesale business.

Harriet has applied for a loan of $1,250 U.S. dollars along with three other women. Harriet has taken out a loan before and paid it back on time, so she is confident that she will be able to repay this one as well. In this type of group loan, the money is divided among each woman to invest in her own business. They guarantee each other's loans, so that if one woman can't repay it, the others will cover her share. Florence M. has a business in selling matooke (green plaintains, a Ugandan food staple) and wants to start a retail shop; Esther N. wants to expand her used clothing store; Scovia M. wishes to purchase more food for her stand.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 81
    View loans »
    Uganda Loans Fundraising
  • $33,534,000
    Funds lent in using Kiva
  • 1,702.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kamwokya B Group's $1,250 loan helped a member to buy supplies to expand a poultry business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 22, 2008
Jun 4, 2008
Currency Exchange Loss:
Jul 15, 2009