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This is Lejani, 33, a resident of Quezon City, Philippines. She is married to Rony, a carpenter. She has one child. With her husband, she manages their household while operating a business. At this time, she is working hard to continually provide income for her everyday expenses.

Lejani owns a variety store. She buys groceries like canned goods, condiments, milk, and sugar: primary commodities that are needed in every household. She earns money by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors in the local community. She earns a minimum of 300 PHP in sales every day.

To help her continue operating her business, she is requesting a 10,000 PHP loan. She will utilize the loan to buy more grocery items, which will enable her to have more inventory on hand. The more items displayed at the store, the better. It helps to attract more customers to buy in her variety store. More sales will result in more profit. It will help her to save more money for the expenses of her child in school.

Lejani hopes that her business will continue to generate an income that is sufficient enough for the needs of her family. She is active in attending the weekly fellowship* as it helps to learn a lot from the Bible. It strengthens her spiritual life.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro-finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 450
    View loans »
    Philippines Loans Fundraising
  • $69,660,550
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Lejani to purchase grocery items for inventory.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Nov 16, 2011
Currency Exchange Loss:
Feb 16, 2012