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Emma is 39-years-old and lives in the Philippines. She is married.

Emma has a shop that sells shampoo, detergents, noodles & beverages. She has had this business for 5 years. She requested a loan for PHP 10,000 to buy shampoo, detergents & beverages for selling.

Emma has been a member of HSPFI since 2011. In the future, Emma hopes to improve her business.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 459
    View loans »
    Philippines Loans Fundraising
  • $69,741,450
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Emma to buy shampoo, detergents & beverages for selling.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 8, 2011
Nov 16, 2011
Currency Exchange Loss:
Sep 15, 2012