Funded

Total loan: $275
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Rama


A loan of $275 helped to buy a young cow.


Rama's story

Rama is 45 years old. She is married and has three children aged 22, 15, and 9. In 2003, she established her cow-raising business. Working seven days per week and five hours per day, she supports her family.

She has already received and successfully repaid two loans from Patan BPW and used her most recent loan to buy a young milk-giving cow. In the future, Rama plans to uplift the economic condition of her family. She thanks you for your support.

Dairy cows are an important source of nutrition and income in Nepal. Cows are never raised for beef, but for their milk from which curd (duy) and fresh cheese (paneer) are made. Jersey cows are the preferred breed for milking. On average, a dairy cow in Nepal will produce about 10 liters of milk each day. In the local market, a liter of milk sells for about USD $0.50. In addition to producing milk, cows provide dung that is used in home construction, as fuel for fires, and can be used to capture methane in storage tanks.

The purchase of a dairy cow, made possible through a Kiva loan, is an investment that will repay itself many times over.



Loan details

Loan length:

14 months
Disbursed date: November 2, 2011
Facilitated by Field Partner: Patan Business and Professional Women

Lenders and lending teams



Loan details

Loan length:

14 months
Disbursed date: November 2, 2011
Facilitated by Field Partner: Patan Business and Professional Women