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Update on Beatriz

Sra. Beatriz lives on the Achumani plateau with her two children who are already professionals. One of them travels constantly.

Beatriz spends her time baking. She has been making cookies, donuts, and cakes for more than 20 years. Beatriz distributes cupcakes, cakes, and corn cakes within the central and southern districts. She has been a client of Emprender since 2002 and has demonstrated that she is very responsible and hardworking. In addition to this business, she also sells soft drinks and groceries.

The money she requested will be used to buy flour, yeast, and other ingredients for making cookies. She is grateful to Emprender for the support it has provided.

View original language description ↓
La Sra. Beatriz, vive en la meseta D. Achumani y vive con sus dos hijos ya profesionales, uno D. ellos viaja constantemente, ella se dedica a la repostería, elaboración D. galletas, donas tortas, hace mas D. 20 años, elabora queques, tortas y humintas, que reparte en las confiterías D. la zona central y zona sur, es una cliente que trabaja con Emprender desD. el año 2002 , es una cliente muy responsable, y trabajadora, ya que al margen D. esa actividad se dedica a la venta D. refrescos y abarrotes, con el dinero del crédito comprara harina, levadura, etc. para la elaboración D. sus galletas, esta agradecida con la institución por el apoyo brindado.

Previous Loan Details

Beatriz lives on the Achumani plateau. She lives with her two children who are already professionals, one of whom is constantly traveling. Her work is making baked goods. For more than 20 years, she has maD. cookies, cakes, donuts, tortes and humitas [corn cakes], which she delivers to the pastry... More from Beatriz's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 113
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Beatriz to buy flour, yeast, and other ingredients.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 20, 2011
Nov 13, 2011
Currency Exchange Loss:
May 15, 2012
This photo was used before for a previous loan for Beatriz. It was first posted on Kiva on May, 2011. Learn More