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Surdari is 26 years old, has a partner, and lives with him and their 3 children, who are her top priority. With this loan she plans to buy supplies to assist with her coffee plantation, such as manure, pesticides and plant fertilizer to help with coffee cultivation and give her extra help for this upcoming harvest so as to have the best crop possible. She currently has the right kind of land to grow this crop, which has already been planted and is in production. She wants to use the money to help her coffee plantation as much as possible so that these next harvests will be bigger, thus surpassing last year's production. She wants to generate the maximum possible income for the well-being of her family and thereby be able to cover her family's essential expenses on a daily basis. She thinks about her family's future, for which she hopes to see the best possible results from this investment. This is the first loan she has received from FUDECOSUR. She had never taken out other loans from state banks, but FUDECOSUR offered her this loan with greater ease and with much lower interest rates.
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Surdari, tiene la edad de 26 años de edad, está en unión libre y vive actualmente con su esposo y sus 3 hijos que son su mayor prioridad. Ella con el crédito pretende comprar los insumos como abonos, plaguicidas y foliares para la asistencia del cafetal y darle una ayuda extra para obtener de el en esta proxima cosecha los mejores rendimientos de produccion. Ella actualmente cuenta con el terreno apto para la explotación de este cultivo ya sembrado y en producción. Ella quiere con el dinero asistir de la mejor forma su cafetal para estas próximas cosechas sean mayores y así obtener el mejor rendimiento de producción con respecto al año anterior. Ella quiere generar el máximo de ganancias para su bienestar familiar y así cada día poder seguir adelante con los gastos necesarios de su familia. Ella piensa en el futuro de su familia por lo cual espera tener el mayor resultado de esta inversión. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 507.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Surdari to buy supplies for coffee cultivation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Dec 6, 2011
Currency Exchange Loss:
Nov 17, 2013