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Fredrick is a farmer in Kitale, Kenya. He is 34 years old and married with 3 children, aged 3 to 9 years. He has been producing maize and beans for the local market for five years. He also runs a second-hand clothing business.

For a new venture into poultry farming, Fredrick has requested a loan of 40,000 KES from Juhudi Kilimo in order to purchase and insure poultry birds. He hopes the farming business will help boost his clothing business to wholesale levels. Fredrick mentions that poor infrastructure, coupled with limited finances, are his major challenges.

He says the income from the two businesses will help him with his children's education.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 488
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 95.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Fredrick to buy poultry birds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 17, 2011
Nov 14, 2011
Currency Exchange Loss:
Sep 15, 2012