A loan of $475 helped to purchase fertilizers, seeds, and pesticides.

Clementine's story

Clementine has four children aged 7 to 21. She has been a maize farmer for 35 years.

Clementine is requesting a loan, which she will use to purchase fertilizers, seeds, and pesticides to grow her crop. She will use the loan to support labor costs and fertilizer during maize production. With profits from her farming, Clementine will invest in her business so that in the future she can acquire machines and tractors that will enhance her farming capacity.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

Loan details

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Loan details