A loan of $425 helped buy more fertilizer, seeds,pesticides, and pay for labor to grow his crop.


Leopord's story

Leopord is married with three children aged 8 to 11. He has been a maize farmer for 7 years. He would like a loan to buy fertilizer, seeds and pesticides for his crop. He will use his Kiva loan to support labor costs and for fertilizer, which is needed to increase his maize production.

He wishes to invest profits from farming into his business in order to acquire machines and tractors in the future, to enhance his farming capacity.


The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details