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Orlando Jose

Update on Orlando Jose

Orlando works as a taxi driver, is the head of a family, and his dream is to make improvements to his housing because some parts of it are in poor condition. With his last loan he was able to give maintenance to his car, which he uses for work and is his source of income.

The engine of the car is seriously in need of work and requires a complete change. With this loan he will buy rods, work benches, piston rings, pistons standard, S/F sleeves, valve guides, engine gaskets and other necessary items to complete an overhaul, disassembling, and reassembling the engine. He also needs to make adjustments to the calibration.

He is grateful to the community bank for the support that improves his standard of living.
View original language description ↓
Orlando su oficio es taxista, padre de familia, tiene planes mejorar la infraestructura de su vivienda ya que en algunas partes de ella están en mal estado. Con el préstamo anterior logro darle mantenimiento a su vehículo, el cual es su medio de trabajo y fuente de ingreso.
El motor del auto ha presentado fallas muy graves las cuales requieren de cambio por completo. Con el préstamo comprara los siguientes repuestos a cambiar: bielas, bancadas, anillos std, pistones std, camisas s/f, guías válvulas, empaques del motor entre otros para elaborar lo que se le llama overjoll, el desarme y el arme del motor. También la calibración y rectificación de los asientos.
Agradece a la financiera por el apoyo al mejoramiento de su nivel de vida.

Previous Loan Details

Orlando is a very hard-working man. He has two children. He currently works providing taxi services in his own vehicle which he acquired through a lot of hard work. One of the difficulties he has in his business is dealing with high gasoline costs which his customers don't help to cover when... More from Orlando Jose's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Orlando Jose to overhaul his engine.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 28, 2011
Nov 12, 2011
Currency Exchange Loss:
Feb 15, 2013