A loan of $1,175 helped to purchase more tools and construction supplies for resale.

Ruth's story

Ruth, 35, lives in the town of Kijura, Uganda. For the past four years, she has been working hard to manage her hardware store, which sells cement, iron sheets and nails, among other things.

To help expand her business, Ruth has requested a loan of 3,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to purchase more tools and construction supplies for resale and will help Ruth to generate greater profits and pay for her children's school fees. Ruth hopes that in the future she will be able to own a machine to manufacture cement.

Ruth is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Ruth who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Loan details

Lenders and lending teams

Loan details