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Saidhonum M. lives in the Rudaki region. She is married and has 9 children. Saidhonum works in the private bakery where she bakes sambusas (Tajik patties) for the past 3 years. She has her own vendor spot near the local home improvement center Sadbarg. She wants to use the loan to buy an additional oven which will allow her to increase the daily production volume. This business is the main source of income for her family. By having a food production business Saidhonum has also created jobs and helps others earn a steady income. She plans to pay off the loan within 8 months.

Translated from Russian by Elena Fedorchuk, Kiva Volunteer.

Муртазоева Саидхонум проживает в районе Рудаки.Замужем и имеет 9 детей. Работает Саидхонум в частной пекарне по выпечке самбусы уже 3 года. Имеет точку возле Дома быта Садбарг.На запрашиваемый кредит клиентка хочет приобрести еще одну печку, что позволит ей увеличить оъем продукции в день.Это является основным источником дохода ее семьи.А также , занимаясь производством Муртазоева С. создала рабочие места, что может помочь людям иметь постоянный заработок. Погасить кредит клиентка собирается в течении 8 месяцев.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 224
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Saidhonum to purchase an oven.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 27, 2008
Feb 13, 2008
Currency Exchange Loss:
Oct 29, 2008