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Emmanuel is born in Rwanda. He is 28 years old. He is married with two children, one year and six years old. In addition to his children, he has one more dependent. His educational level is four years of secondary school, with the specialization in auto repair.

Emmanual is an auto mechanic in a repair shop. This is his first loan cycle with ACB. He is going to use his loan in order to buy construction materials (concrete as well metal doors and windows) and pay the cost of labor for his business. Emmanuel would like to expand his business by adding additional materials, opening branch shops in different locations in his region and remaining competitive thanks to the high quality of auto repair services. He would like to purchase a land plot to build a house for his family and also to provide for his children’s education.
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Emmanuel est né au Rwanda et a 28 ans. Il est marié avec 2 enfants de 1 à 6 ans. Il a aussi une autre personne en charge autre que ses enfants. Son niveau d’éducation est 4 ans de secondaire en mécanique automobile.

Emmanuel est mécanicien dans un garage. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des matériaux de construction (ciment, portes et fenêtres métalliques) et payement main d’œuvre pour son business.

Emmanuel voudrait agrandir son business en ajoutent d’autres matériels dans son garage, avoir des branches dans les différents localités dans le pays de son garage et avoir un garage compétitif avec les services de qualité. Il voudrait acheter la parcelle pour construire une maison pour sa famille et scolariser ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Emmanuel buy construction materials (concrete as well metal doors and windows) and pay the cost of labor for his business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 18, 2011
Dec 1, 2011
Currency Exchange Loss:
Dec 15, 2012