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Jacob, a 58-year-old married father of seven children ranging in age from 24 to 15 years, two of whom are in school, has been farming for over seven years in his home area of Kitale Western Kenya, producing and selling milk and maize for the local market. He runs a retail shop business for additional income. His major challenge is animal diseases.

Jacob has requested a loan of 61,400 KES from Juhudi Kilimo to help him construct a dairy unit and purchase and insure a dairy cow. He says the additional cow and the dairy unit construction will improve his milk output and hence his family's farming income and general living standards.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 406
    View loans »
    Kenya Loans Fundraising
  • $50,341,275
    Funds lent in using Kiva
  • 97.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Jacob to construct a dairy unit and buy and insure a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2011
Nov 14, 2011
Currency Exchange Loss:
Oct 16, 2012