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Jose Alberto
20-year-old José is a very hard-working man who, in spite of his age, would like to get ahead in life and support his family.

José is an electrician and also sells Omnilife products (natural products for improving the human body). He started this business as he also likes buying and selling.

José is not married but has two children aged 2 and 7. His 7 year old attends school. He is requesting this loan to invest in Omnilife products. His dream is to build his home and increase his products.
View original language description ↓
José de 20 años, un hombre muy trabajador que a pesar de su edad quiere salir adelante siempre apoyando a su familia.

Es electricista, además vende productos de omnilife (productos naturales para mejorar el sistema humano), empezó esta actividad ya que también le gusta el comercio.

No está casado, tiene 2 hijos su edad son 2 y 7 años, el de siete años estudia en escuela pública. Para invertir en los productos de omnilife. Su sueño es construir su vivienda y incrementar sus productos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Jose Alberto to buy Omnilife products made from fruit, vegetables, etc.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 14, 2011
Nov 13, 2011
Currency Exchange Loss:
Apr 18, 2013