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Fifonsi Group
In this Group: Micheline, Célestine, Francisca, Keyimon, Houndjenoukon, Géneviève, Béatrice, Anago, Amavegba, Houndoavode, Anago, Elise, Jeannette, Eugénie, Josephine, Hounsiga
The Fifonsi Group consists of sixteen persons living in the same village. The representative of the group, Micheline, is the one whose hand is raised in the photo.

Micheline is 31 years old and is married to a carpenter named Mark. They have two children, of whom one attends school and both are under their care.

Micheline has not attended school. For the past twenty years, Micheline has been producing cassava flour (made from cassava roots), which she sells in the region. Alongside this activity, Micheline sells palm oil and petrol in her neighborhood. This allows her to share responsibility for all household expenses with her husband. Micheline gets her supplies from a village in Benin.

This is the first time Micheline and other members of the Fifonsi group seek a credit from ALIDé. This credit loan will allow them to strengthen their business and increase turnover to better meet the needs of their customers.
View original language description ↓
Le groupement FIFONSI est formé de seize personnes qui résident dans le même village. La représentante de ce groupe, nommée Micheline est celle dont la main est levée sur la photo. Micheline est âgée de 31 ans, et est mariée à un menuisier du nom de Marc. Le couple a deux enfants, dont un scolarisé et tous à leur charge. Micheline n’a pas fréquenté l’école. Depuis une vingtaine d’année, Micheline fait la production de la farine de manioc (à base de manioc), qu'elle vend dans sa région. Parallèlement à cette activité, Micheline vend de l’huile de palme et du pétrole dans son quartier ; ce qui lui permet d’assurer ensemble avec son mari les diverses charges de la famille. Micheline achète ses produits dans un village du Bénin. C’est la première fois que Micheline et les autres membres du groupement FIFONSI sollicitent un crédit auprès de ALIDé. Ce crédit leur permettra de renforcer leur activité et d'accroître leur chiffre d’affaire, afin de mieux répondre à la demande de leur clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 474.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Fifonsi Group's $1,250 loan helped a member buy cans of palm oil, petrol and bags of cassava.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 11, 2011
Nov 16, 2011
Currency Exchange Loss:
Jun 15, 2012