Funded

Total loan: $1,100
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Cruz Orfelia


A loan of $1,100 helped to buy soft-drinks, snacks, ice-cream and foodstuffs.


Cruz Orfelia's story

The “Constructoras Del Éxito” (Success Builders) communal bank meets every fifteen days in the city of Portoviejo known for many years as “Ciudad Del Valle” (City of the Valley) because the city is surrounded by many hills.

We met Cruz, 65, here. She’s separated but had three children although one of them died a few years ago. The two remaining ones are adult and independent but live near her house.

To earn her daily support without having to ask anyone for things, she has a small snack bar at home where she sells snacks, ice-cream, soft-drinks and “corviches” [deep-fried plantain dough stuffed with fish and spices], turnovers, fruit juices. She works every day and has been in business 20 years. It was with this business that she was able to raise her children giving them the best thanks to effort so that they would become upstanding citizens.

This loan is to buy soft-drinks, snacks, ice-cream and foodstuffs for her fast food items. She’s been in the communal bank for six cycles and she likes it because of the speed with which loans are granted. Her dream is to stay healthy to continue working.

Translator profile picture

Translated from Spanish by Kiva volunteer Polliz


Loan details

Loan length:

8 months
Disbursed date: October 31, 2011
Facilitated by Field Partner: Fundación ESPOIR

Lenders and lending teams



Loan details

Loan length:

8 months
Disbursed date: October 31, 2011
Facilitated by Field Partner: Fundación ESPOIR