A loan of $450 helped to buy products such as basic grains, canned goods, toilet paper, soda, meat, chicken, snacks, candies, detergents, air fresheners, oil, milk and eggs.


Victor Manuel's story

33-year-old Víctor is originally from the city of Estelí. He owns a grocery store and is the father of three children who are 13, 10 and 1. His older children are in school and his wife is a housewife. Víctor started this business with his own capital. At first, he didn't have much to offer and sold few products. He saw the need to invest some more in his business and so requested a loan. In this way, he gradually improved his grocery store. Víctor also works perforating sheets of tobacco in a cigar factory which makes him a second income. He works hard every day for his children, so that they don't want for anything and so that they can prepare themselves with a good education as Víctor himself was only able to study up to the third year of elementary school because he didn't have anybody to support him. He does not want this to happen to his children.

Víctor needs this loan to stock his grocery store with products such as basic grains, canned goods, toilet paper, soda, meat, chicken, snacks, candies, detergents, air fresheners, oil, milk and eggs. This investment will help him to stock his business with the products which are in most demand with his customers, and improve his income. One of his hopes is to buy shelves and cabinets in which to display his products. He would like to continue gradually improving his grocery store and meet the needs of his neighbors.

Translated from Spanish by Kiva volunteer Linda Oxnard


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