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Juana's Group
In this Group: Juana, Fernandina, Clotilde
Juana, ClotilD., and Fernandina are members of the community bank “Imasumac”. Juana and Fernandina have belonged for ten years, while ClotilD. joined two years ago. In that time they have learned to be responsible, punctual, and to save. In addition they are now friends with the other associates in their bank.

Juana is 60 years old. She is married and has seven children. One of her daughters has been living in Miami for the last seven years. Juana buys vegetables in the countrysiD. and sells them in Ayacucho. She also has a business washing laundry.

ClotilD. is 25 years old. She lives with her partner and three year old son. ClotilD. is a trained nurse but cannot find work in that field. Currently ClotilD. runs a business typing forms and doing computer design. She has been running this business for the past three years.

Fernandina is 43 years old. She is married and has three children between the ages of 24 and 11. Fernandina sells vegetables. She buys vegetables in bulk in the city of Ayacucho and then sells them around the region. She has been doing this since she was fifteen years old.

Juana, ClotilD., and Fernandina need loans of 450, 1500, and 1000 soles (3 soles = $1), which they will use to buy vegetables such as squash, carrots, and onions. ClotilD. will buy a new printer.

One of the most important things about the community bank is the interest earning savings account each associate has. Juana, ClotilD., and Fernandina plan to use their savings to open a stO. in their house, get a passport to travel to Brasil and work as a nurse, and to put a roof on their home. Their dreams are to build a house for their daughter so she will come back from Miami, own a nice home, and to have a big stO. in their home.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $61,962,850
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juana's Group's $1,000 loan helped a member juana, Clotilde, and Fernandina need loans of 450, 1500, and 1000 soles (3 soles = $1), which they will use to buy vegetables such as squash, carrots, and onions. Clotilde will buy a new printer.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 24, 2008
Feb 10, 2008
Currency Exchange Loss:
Jun 25, 2008