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Xiomara Carina
Xiomara Carina is 34 years old and an exemplary mother. She has two children and works as an assistant principal at a school. Xiomara is requesting this loan so that she can buy construction materials such as cement, blocks, sand, and other supplies. She wants to make improvements to her home.

Xiomara enjoys her job and says that she finds her work fulfilling. She hopes this loan will be of great benefit.

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Xiomara Carina de 34 años es una madre ejemplar. Tiene 2 hijos, ella es sub directora de una escuela. Esta solicitando este crédito para la compra de materiales de construcción ya que quiere realizarle mejoras a su vivienda como cemento, bloques, arena y otros productos. Le gusta su trabajo, pues se siente realizada por ello desea este crédito que le será muy beneficioso.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,396,925
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Xiomara Carina to buy cement, blocks, sand, and other supplies for home improvements.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 31, 2011
Nov 9, 2011
Currency Exchange Loss:
Dec 15, 2012