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Olivia is 40 years old and lives in the town of Kacwamba in the Fort Portal region of Uganda. She is widowed and has 4 children who are all currently in school. For the past 4 years, Olivia has been working hard to manage her retail shop, which sells items like sugar and soap.

To help expand her business, Olivia has requested a loan of 3,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more sugar and soap for resale, and will help Olivia to generate greater profits and to relocate her business to another place. Olivia hopes that in the future she will be able to buy clothes for resale.

Olivia is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Olivia who do not have enough collateral for commercial loans, but have businesses that have grown too large for micro-loans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 154
    View loans »
    Uganda Loans Fundraising
  • $33,666,250
    Funds lent in using Kiva
  • 2,600.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Olivia to buy more sugar and soap for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2011
Nov 13, 2011
Currency Exchange Loss:
Nov 15, 2012