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Rosa Adelaida
View original language description ↓
Rosa is a single mother with a young son. For 8 years, she's been a teacher at a small school in the Nicaraguan town of Villanueva. The difficult economic situation that Rosa faces is how to support a household on her meager income and still provide her son with an education. She's succeeded in improving her standard of living, thanks to the loans she's received from Ceprodel, starting construction work on her house that has for some time been in a poor state of repair.

Her major requirement now is to continue improving her house. She's looking forward to the future with confidence because she expects the Ceprodel loans to help her complete the work on her house and keep her little family together.

Translated from Spanish by Jere Wiseman, Kiva Volunteer

Rosa Adelaida S. es una madre soltera y con un pequeño hijo a su responsabilidad que desde hace 8 años se dedica a la docencia en un pequeño colegio del pueblo Las pilas en Villanueva de Nicaragua. La difícil situación económica que por mucho tiempo ha atravesado la señora Rosa Adelaida ha dado lugar a que busque la manera de cómo subsistir y a pesar de sus bajos ingresos ha logrado mantener su hogar y brindarle la educación a su hijo. Hoy en día la señora Rosa ha mejorado su nivel de vida gracias a los créditos que le ha brindado Ceprodel por lo que ha iniciado la construcción de su hogar que por mucho tiempo se ha encontrado en malas condiciones.

Su mayor necesidad hoy en día es continuar con la construcción de su vivienda y según comenta se siente muy confiada ya que espera ser beneficiada con los créditos de Ceprodel para lograr construir su casa y seguir manteniendo su núcleo familiar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 19.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Rosa Adelaida house repairs and improvement.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 23, 2008
Feb 9, 2008
Currency Exchange Loss:
Jan 15, 2010