A loan of $3,100 helped a member to buy cement, rods, and galvanized corrugated iron for the construction of a family house.

Philip B.'s Group's story

Pictured above are teachers of a primary school in Makeni, a city in northern Sierra Leone. This school, established in 1976, is staffed with 19 employees and has about 400 pupils. The staff of this institution, like many other schools’ staff within SMT’s operational areas, comes to SMT, a partner of Kiva.org, to apply for loans. With the help of these loans, they can accomplish certain tasks that they would otherwise be unable to accomplish merely with their salaries. Some can pay school fees for their children; others can use the loan to buy furniture, land or house-building materials; others invest in businesses. At the end of each month, these teachers can repay the loan out of their monthly salaries. The institution’s bursar is directly responsible for deducting the repayment and pays SMT on the teachers' behalf.

Fifty-eight-year-old Philip is the leader of this group of teachers. He was born in Koinadugu, in northern Sierra Leone. Philip is married and has eight children, three of whom are attending primary and secondary schools. Philip has served in the teaching profession for 38 years now. He has requested this loan in order to buy house building materials (cement, rods, and galvanized corrugated iron) for the construction of a family house.

In this group: Philip B. , Christiana M., Elizabeth I. , Francis Saio, Joseph A. , Marian S. , Sorie A. , Andrew B., Sheku , Alpha S. , Assiatu
*not pictured

Loan details

Lenders and lending teams

Loan details