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This is Rose, 36, resident of Quezon City, Philippines. She is married to Romulo, 45, a private employee. She is a mother to three kids who are all attending school. She works hard as a mother and businesswoman to help her husband meet their daily needs and expenses

Rose owns a Loading Station store (pre-paid phone, internet, gaming etc.). She purchases loads from different networks and sells it in retail or as promoted by the network provider. Aside from this, she also buys and sells clothes and perfumes. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of 550 Philippine Pesos (PHP) in sales every day.

She is requesting a loan amounting to Php18, 000 that will help to continue her business well. She will be utilizing the loan to buy adequate load, clothes and perfumes that will help her to meet the demands of her numerous customers. Her profits from her business will definitely help her to have more capital in her business, and at the same time sustain her children’s educational expenses.

Rose dreams that her Loading Station and buy and sell business will continue to grow. She wants her children to finish studies and be able to have a comfortable life someday. She never fails to attend to the fellowship* every week as it helps her to be stronger and read Bible regularly.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro-finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 484
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Rose to purchase products such as clothes, perfume and prepaid phone/internet loads for resale.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Nov 12, 2011
Currency Exchange Loss:
Feb 16, 2012