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Tamara is a widow living in Pavlograd with her daughter and grandson. Tamara runs a small business selling women’s clothing in the local market named “Yulana”. She retired from another job not long ago and felt like she needed to keep busy with something that would help her earn an income. Tamara has been involved in this trade for 14 years. She recently moved her vending facility to a different location which has promoted an increase in her sales. Tamara has many loyal customers. She is very friendly and amiable with each client, thus giving her a unique talent of attracting new customers.

Tamara purchases clothing wholesale every week. Usually she spends about $600 each time. Tamara is hoping to use the loan of $1,000 to purchase 20 women’s suits this time. She hopes to see her venture grow big enough to afford to buy a new vending facility in the future.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 5.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Tamara to purchase 20 women’s suits.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 25, 2008
Feb 10, 2008
Currency Exchange Loss:
Oct 24, 2008