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Mrs. Saom, a 59 year-old married mother of two children, is a very hardworking farmer who grows rice crops in the rainy season of the year. She also takes some time besides farming to buy and resell her bamboo baskets in various places together with her husband. Through those businesses, she can generate a profit of $2.5 per day.

Saom is asking for a loan of $1,000 to purchase a few plots of farmland. She will be able to grow more rice crops and make more profit for her family.
In the future, she will greatly expand her basket-selling business if she has a good market place.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 103
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Saom to purchase a few plots of farmland.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 21, 2011
Nov 11, 2011
Currency Exchange Loss:
Oct 15, 2012