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Kheam is 44 years old and the mother of five children. One of her children recently married and lives with her husband out of the house. Kheam is a local farmer as well as a plastic-kindling maker. She lives in the Ornlong Veng district. Kheam grows rice crops in the rainy season and spends most of her time during the dry season making plastic kindling that is normally used by housewives to produce fire. She can generate approximately 6 USD daily through her effort and skills.

Kheam is requesting a loan to purchase an additional plot of land for farming. She will use her remaining loan to buy the raw materials to make plastic kindling. She hopes that her loan will help increase her family’s income.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,101.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Kheam to purchase a plot of land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2011
Nov 11, 2011
Currency Exchange Loss:
Oct 15, 2012