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Raykhan is 40 years old, married and has three school-age children. Her husband works at a passport office in the Kadamjay village. In order to find an additional source of income for her family, Raykhan started her own business of selling food products in 2008. Thanks to her persistence and hard work, she was able to develop her business to have a monthly income of 12,000 som (KGS) and a revolving capital of 30,000 som (KGS). In order to further develop her business, Raykhan requested a loan in the sum of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to broaden her product assortment. She plans to invest the profits from the loan into expanding her retail space.
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Райхан 40 лет, замужем, имеет троих детей - школьников. Муж работает в паспортном столе с. Кадамжай. В поисках дополнительного источника дохода для своей семьи, в 2008 году Райхан начала свой бизнес в торговле продуктами питания. Благодаря настойчивости и упорному труду, Райхан сумела развить свой бизнес с ежемесячным доходом 12,000 сом (KGS) и оборотными средствами в сумме 30,000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Райхан обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на расширение ассортимента. Доходы от кредита Райхан планирует вложить в расширение торгового места.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 52
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 45.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,200 helped Raykhan to broaden an assortment of products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 27, 2011
Nov 8, 2011
Currency Exchange Loss:
Jul 15, 2012