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Ghazala's Group
In this Group: Ghazala , Shagufta, Fahmida Begum, Naila Bibi, Ayesha Parveen, Nasreen, Naheed
The mother of a son who works in the Pakistan railway for a low income, Ghazala has been operating her crockery-sales business for the past six years. She conducts her enterprise from home, selling a variety of crockery such as plates, glass and cooking pots, etc. to her community customers for profit.

Ghazala is now requesting a loan from Kiva partner Asasah to buy crockery in larger quantities, which will allow her to offer greater selection to her customers and earn increased profits. She is very confident that the new profits arising from the loan will help her family to improve its living standard.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 206
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 86.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ghazala's Group's $1,625 loan helped a member to buy crockery to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 3, 2011
Nov 11, 2011
Currency Exchange Loss:
Oct 15, 2012