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Félix José
Felix is 51 years old. For 27 of those years he’s worked making bread. His business has grown with the support of different banks and with his family who always helps him. In his care are two children and his wife.

Currently he’s experiencing increased demand and for that reason he’s about to renew his line of credit to further invest in his business and the purchase of flour, sugar, wood, fat, etc. In this manner he will be able to meet the demand which is so often present since bread is a highly sought item in families.

He thinks this loan will help him to have a better quality of life and more income.
View original language description ↓
El Sr. Felix tiene la edad de 51 años, de las cuales 27 años se a dedicado a la elaboración de pan. Su negocio lo ha levantado con la ayuda de los diferentes bancos y de su de familia que siempre le apoyan. Tiene a su cargo dos hijos y su esposa.
Actualmente el esta teniendo una mayor demanda, por lo que se acerca a renovar su crédito, para invertirle mas a su negocio. En la compra de arina, azúcar, leña, manteca entre otros. Y de esta manera poder sastifacer la demanda que tanto le solicitan. Ya que el pan es un alimento muy buscado en las familias.
Considera que este préstamo le ayudara a tener una mayor calidad de vida, y mejores ingresos

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 34
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Félix José to buy flour, sugar, yeast, fat, wood, margarine.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 28, 2011
Nov 5, 2011
Currency Exchange Loss:
Dec 17, 2012