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Update on Cruz

Cruz is again applying for a loan, because he wants to continue planting corn and yuca, as he has land that he can farm.

He will buy agricultural supplies such as fertilizer, which is so necessary for the growth and output of these crops. The previous loan allowed him to have a good harvest.

Cruz paid his debt on time, and that is why he wishes to continue working with the institution. His family's standard of living is improving; due to his good work, for the time being they have part of the harvest to live on.
View original language description ↓
Cruz, solicita nuevamente un préstamo porque está motivado por seguir cultivando maíz y yuca, pues dispone de terreno para hacerlo producir, él comprara insumos como el abono, que es tan necesario para la producción y el crecimiento del cultivo. El préstamo anterior le permitió tener su buena cosecha, pago a tiempo la deuda y por eso desea continuar trabajando con la institución.
La condición familiar de Cruz está cambiando, debido al buen trabajo que realiza, por el momento disponen de parte de la cosecha para alimentarse.

Previous Loan Details

Cruz is a farmer. He lives with his family, his wife and children. He has been farming for 15 years. He grows yucca and corn for the family’s consumption and to sell. When he was young, Cruz learned from his father. He is requesting a loan to buy farming supplies like fertilizers. In f... More from Cruz's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 560
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Cruz to buy fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 5, 2011
Nov 5, 2011
Currency Exchange Loss:
Feb 15, 2012
This photo was used before for a previous loan for Cruz. It was first posted on Kiva on Aug, 2011. Learn More