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Mrs. Set is 60 years old and a mother of three children. She is a local farmer, working alongside her husband from Prey Chor district, Kompong Cham. She has been engaged in the farming business for years. She has learned how to do it well from her parents and it is her only income. She usually earns approximately of $2.00 per day through farming. As shown in the picture, she’s standing in front of her house with her daughter. This house was built a long time ago. Currently, it’s partially broken and requires repairs immediately. Therefore, she’s seeking some funds from HKL and Kiva to fix some parts of her house. With rest of these funds, she wants to build a room made of brick under her wooden house. She is grateful to all the kind funders and she says that she won’t make a late payment of her loan.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 109
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Set to fix some parts of her house and build a room made of brick under her wooden house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 14, 2011
Nov 10, 2011
Currency Exchange Loss:
Jul 15, 2012