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Zubaida's Group
In this Group: Zubaida, Kosar Perveen, Shareefan Bibi, Surriya Begum, Anweri Bibi, Shamshad, Salma Bibi, Sakina Bibi
Zubaida is 34. She supports her husband by doing embroidery works. She is very skillful and receives regular orders every month.

Her husband has a livestock business. He purchases goats and sheep in their young age, grows them up and sells to butchers and on Eid for profits.

Zubaida is the mother of a son; she is a good housewife and a very caring mother.

She has applied for a loan from Kiva partner Asasah for further expansion of her husband’s business; with the loan, he will buy goats and sheep in larger numbers and then sell them for profits after growing them up.

Her husband is an experienced person and has been in his business for many years. Zubaida is hopeful that after the loan investment, he will successfully be able to upgrade his business and increase his profits.

She is a regular loan user of Asasah and this is her second loan application. In her previous loan year, she has established good credit behavior and never missed a meeting.

Note: In the photo, the lady holding a book (called Asasah Passbook) is Zubaida.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 368
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 86.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zubaida's Group's $1,975 loan helped a member to buy goats and sheep for an animal sales business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 1, 2011
Nov 9, 2011
Currency Exchange Loss:
Oct 15, 2012