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Mrs. Ngin, 38, is a rice cultivator from Kompong Chhnang province. She has spent most of her life doing this business. Ngin has a life partner in her husband who works as a joiner in mobile places. This couple is blessed with three children. Two of her children are garment factory workers in the province, while the other one is a student living under her support.

Ngin always expects to lift her family from poverty by using all of her efforts; however, she is able to generate $1.50 each day. But now she is asking for a loan from Kiva’s funders to purchase rice to sell in the future. With the remaining fund, she’ll buy some piglets to raise in a wooden piggery behind her own house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 50
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Ngin to purchase rice to sell and piglets to raise.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Nov 9, 2011
Currency Exchange Loss:
Oct 15, 2012