A loan of $2,650 helped a member to buy corn seed, fertilizers and herbicides for her corn crop.

Flor De Tulia Group's story

This community bank is called 'Flor de Tulia' and it is made up of the following ladies: Cristina and Alejandrina, who will use their loan to buy rice, oil, eggs, beans, chilis, potatoes, tortillas, vegetables and meat for making food; Francisca, who will buy chemical fertilizers and herbicides for her corn crop; Alejandra and Reyna, who will buy a load of corn; Claudia Arlena, who will buy catalogs and ladies' shoes; and Anabel, Florencia and Sandra, who will buy fertilizers and manure for their tomato and bean crops.

Francisca is 50 years old, married, and has three grown-up children (two daughters and one son). Her business is growing corn. She requested this loan to buy corn seed, fertilizer and herbicides, and to hire machinery for plowing her land and sowing her corn. She will also use part of her money to replace the engine in her truck. Her business is important because it earns her money. She is very proud to be a farmer and she enjoys working in the fields together with her husband and her daughter. She enjoys harvesting her corn, beans or tomatoes which she then sells. She tells us that this business enabled her to build her house and get ahead in life. Her business is popular because in this village everybody works the land, growing tomatoes. The challenge that Francisca faces in her business is the amount she receives for her crops. Sometimes they pay her very little. She uses the profits that she makes to cover her household expenses, to buy pigs and chickens.

Francisca's hopes and dreams are for her children to do well and live happily with their families. The members of this group are very grateful to Kiva and Fundación Realidad for the trust that is being placed in them by giving them these loans which are so good for growing their businesses and supporting their families.

In this group: Cristina, Francisca, Alejandra, Reyna Olga, Claudia Arlena, Alejandrina, Anabel, Florencia, Sandra Olivia

Translated from Spanish by Kiva volunteer Linda Oxnard

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