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This is 33-year-old Saio. He is married to a businesswoman and has one child who is 5 months old. Saio established his business in 2005. He began his business because he was assisting his elder brother in doing business. His brother gave him some money to establish his own provision shop. Working seven days a week and 13 hours a day, he earns about 1,200,000 SLL every month from this business.

Saio would like a loan in the amount of 4,000,000 SLL. Saio requires a loan in order to purchase batteries and Maggi noodles as well as to pay laborers. He hopes that this loan will enable him to increase his monthly profits by approximately 200,000 SLL.

In the future, Saio plans to open a bigger shop with different items. He also plans to improve his family's standard of living and to help his child have a brighter future. This loan will help him to expand his business. He serves about 15 customers each day. He is hardworking and dedicated to his business. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,465.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Saio to purchase batteries and Maggi noodles as well as to pay laborers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Nov 8, 2011
Currency Exchange Loss:
Aug 15, 2012