This is 41-year-old Unisa. He is married to a trader and has four children ages 10, 7, 5 and 2. Three of them are school-going children. In 2006, Unisa established his bread business. He began his business because when his father died, he did not have a sponsor to see him through higher education, so he started doing petty trading.
In 1994, he joined his landlord who owns a bakery for baking bread. Gradually he improved until 2006, when he started his own business. Working six days a week and 12 hours a day, he earns about 1,200,000 SLL every month from this business.
He would like a loan in the amount of 3,000,000 SLL in order to purchase flour, sugar and yeast. He hopes that this loan will enable him to increase his monthly profits by approximately 350,000 SLL.
In the future, Unisa plans to build a house and get a modern bakery. This business helps him a lot as he is able to solve his domestic problems and improve his business. Unisa wants his children to have a good education. The rise in the cost of materials - including flour and sugar and manual labor - are his major business challenges.
He serves retailers and consumers in the outskirts and in the city center. He has four laborers who do the mixing of the flour. He buys his raw materials in Makeni and sometimes in Freetown. He usually buys his materials twice a month through his supplier's delivery van. He thanks you for your support.
About the Association for Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.