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Education is the mainstay of a country’s development and this is why competent, well trained teachers are required today. Conscious of this, Marlene works as a teacher in the town of Telica teaching children of various ages. Her main concern is the education of these people who are the nation’s future.

She calls on Ceprodel to request a home improvement loan to buy tile and cement and to pay labor costs. It’s worth pointing out that Ceprodel has stood out for supporting teachers who without a doubt contribute to the development of these little ones.
View original language description ↓
La educación es la base principal para el desarrollo de un país y es por este motivo que hoy en día se requieren maestros muy capaces y con altos conocimientos en la materia. Consciente de esto, la señora Marlene se dedica a laborar como maestra en el municipio de Telica atendiendo niños de varias edades y cuya preocupación principal es la educación en estas personas ya que son el futuro de la nación.

Ella acude a Ceprodel porque requiere solicitar un crédito para el mejoramiento de su vivienda y para ello comprará cerámica, cemento y pago de mano de obra. Cabe señalar que Ceprodel se ha caracterizado por apoyar a estos maestros que sin duda contribuyen al desarrollo de los pequeños.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Marlene to buy building materials and supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 17, 2011
Nov 3, 2011
Currency Exchange Loss:
Dec 4, 2012