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Walter Yamil
Walter Yamil works as an operator at a state water treatment plant in the city of Managua; he’s had this job for two years. He’s single and has three people in his care. He is a person of good moral values.

Walter Yamil has called on Ceprodel to request a home improvement loan to buy building materials and supplies like concrete blocks, cement and sand and to pay labor costs to add a room to his house to provide better living conditions for his family.
View original language description ↓
En municipio de Managua, el señor Walter Yamil se dedica a laborar como operador de planta de tratamiento en una institución del estado, dedicándose a esta labor desde hace dos años. Es soltero y con tres personas a su cargo, es una persona con buenos valores morales.

El señor Walter Yamil ha acudido a ceprodel con el fin de solicitar un crédito para mejorar la condición de su vivienda en la compra de materiales de construcción tale como bloque, cemento, arena, y pago de mano de obra, para hacer un anexo de un cuarto en su vivienda, por medio de esta obra brindarle mejor condición de vida a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Walter Yamil to buy building materials and supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 13, 2011
Nov 3, 2011
Currency Exchange Loss:
Dec 23, 2012