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Carlos Alberto
Carlos is 34 years old and married, with three school-age children who are still dependent on him.

He is approaching the offices of CEPRODEL again to request a new loan to buy construction materials to continue with the process of making improvements to his home.

The loan is to buy three grilles for the windows of his house, since until now they have been closed only with planks. All this is to give his family a better future.

He thanks CEPRODEL for the opportunities offered.
View original language description ↓

Don Carlos es una persona de treinta cuatro años de edad es casado y con tres hijos y estos se encuentran en edad escolar y todavía dependen de el.
El acude nuevamente a las oficinas de ceprodel para solicitar un nuevo préstamo para compra de materiales de construcción para continuar con el proceso de mejoras en su casa de habitación.
El préstamo es para comprar tres verjas para las ventanas de su casa de habitación ya que estas se encuentran solo cerradas con tablas. Todo esto para brindarle una mejor vivienda a su familia y a gradece a ceprodel por las oportunidades brindadas.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 42
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Carlos Alberto to buy construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 26, 2011
Nov 3, 2011
Currency Exchange Loss:
Dec 19, 2012