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Banda B8 A Group
In this Group: Joyce, Elizabeth, Anyesi, Sauda, Janet
The leader of this small group is Joyce W.. She is currently in the clinic business and is requesting a loan to buy a microscope and more drugs. Joyce is 40 years old and married. She has 15 children ranging in age from 3 to 24; four of them go to school. Each week, Joyce makes approximately UGX 200000 (~ $116 USD) in profits and, with the extra profits from her loan, she hopes to be able to open another clinic.

Joyce has taken a loan from BRAC Uganda before, in the amount of UGX 300000 (~ $175 USD), to invest in her business and she paid the loan back on time.

Joyce is joined in her small group by Elizabeth B., Anyesi K., Sauda A., and Janet K.. Elizabeth B. sells clothing and wants to purchase more clothes. Anyesi K. is currently operating a canteen and wants a loan to add to her stock. Sauda A. operates a canteen and wants to increase her stock of goods. Janet K. has a restaurant and is requesting a loan to expand her business.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 122
    View loans »
    Uganda Loans Fundraising
  • $33,608,925
    Funds lent in using Kiva
  • 1,703.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Banda B8 A Group's $1,725 loan helped a member to buy more clinic equipment and boost business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 17, 2008
Jun 3, 2008
Currency Exchange Loss:
Jul 15, 2009