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Tamara Liseth

Update on Tamara Liseth

Tamara is an entrepreneurial working woman. With her previous loan she added a new line of cosmetics and the increased sales have been a great help to her family.

With this loan she will buy construction material such as cement, sand, zinc sheets, steel structural sections, and bricks. She needs to change the roof which is in a bad state, plaster the walls, and lay bricks on the cement floor.

She is grateful to the communal bank for helping her make the necessary changes which will improve the comfort and safety for her family and her business.
View original language description ↓
Tamara mujer trabajadora, emprendedora con el préstamo anterior logro ingresar nuevos productos de cosméticos y aumento sus ventas siendo de gran beneficio para su familia. Con este préstamo comprara materiales de construcción como: cemento, arena, laminas de zinc, perlines y ladrillos. Para cambiar el techo que está en mal estado, repechar las paredes y colocar ladrillos en el piso que actualmente es de cemento. Agradece a la financiera por el apoyo a que ella realice los cambios necesarios de los cuales se obtendrán mayor comodidad y seguridad para su familia y negocio.

Previous Loan Details

Tamara is a small business owner who sells food and clothing and has built up a customer base for both. She is a single mother of two and works very hard to provide for her children, since she has no support from their father. She lives next door to her mother, who helps her out in her business... More from Tamara Liseth's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Tamara Liseth to buy construction materials to change the roof of her house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 20, 2011
Nov 2, 2011
Currency Exchange Loss:
Sep 18, 2012