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Mervat is a 35-year-old widow who was left with three children after her husband passed away. To be able to support her kids, Mervat was urged to start a small retail business selling clothes at her house. Since she started, she has been able to manage it in addition to taking care of her kids. Since there is an upcoming opportunity to increase her sales rate (the holidays season plus the winter season), Mervat decided to apply for this loan to buy more clothes so she can be prepared to cover as many of her customers’ needs as she can. Because Mervat is a conservative person, she asked her mother Alia to appear in the photo instead.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 27
    View loans »
    Jordan Loans Fundraising
  • $8,466,425
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Mervat to buy more clothes to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 30, 2011
Nov 6, 2011
Currency Exchange Loss:
Jan 15, 2013